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Published by Pascal Institute. Edited by Christopher Merry, Chief Decision Scientist.

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Pascal Rating · NFL v1

NFL Team Ratings

Name: NFL Team Ratings
Creator: Pascal Institute

Current ratings

100 = league-average team strength

Overall strength uses point-in-time opponent-adjusted EPA efficiency and a decaying previous-season prior early in the year. The rating does not use sportsbook markets. We convert it into a calibrated win probability for each game and compare that with the closing line.

Scored in public

We turn the rating into a win probability for every game before kickoff and score it against the closing line afterwards. Over 60 scored 2026 games, the rating's log loss is 0.652 against the closing line's 0.675 (lower is better), so the rating is ahead of the market so far. That is a small sample, too few games to separate skill from luck.

2026 season · data through 2026-10-20. Expand a team for details; select a column to sort. Ranks use full stored precision; equal values share a rank.

SFSan Francisco 49ers

Rated games:: 6 · 2026 Week 6
Expected W–L:: 4.5–1.5
Points per game, scored / allowed:: 29.5 / 18.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	4	4–0	29.5	18.5
Away	1	1–0	32.0	29.0
Neutral	1	1–0	27.0	7.0

115.4

114.4 / 2

101.0 / 15

How to read these ratings

Offense and Defense are the two opponent-adjusted halves of the rating, on the same scale: Offense + Defense − 100 = Overall. Higher is better for both; a Defense above 100 allows less efficient play than average.

SoS played is the average rating shown here of opponents already faced; SoS remaining is the same average for regular-season opponents still to play. 100 is an average schedule and rank 1 is the hardest. Overall already adjusts for opponents, so SoS is context, not an extra adjustment.

Records, points, and location splits come from final games. Expected W–L uses points scored and allowed raised to 2.37.

Pascal Rating vs the closing line · 2026 season

Every completed game with a rating available before kickoff and a closing line, scored on the result. The closing line is the median no-vig moneyline across sportsbooks at kickoff. Lower log loss and Brier scores are better. The rating's lean is the side it rated higher than the market, settled at the closing price for one unit.

Track Record: every sport and study in one place

60 games scored. Not scored: 32 without a pre-kickoff rating, 1 tied or unscored.

Log loss (lower is better): Pascal Rating0.652Closing line0.675
Brier score (lower is better): Pascal Rating0.230Closing line0.240
Picked the winner: Pascal Rating61.7%Closing line55.0%
Average gap to market: 7.6 pp

JAXJacksonville Jaguars

Rated games:: 6 · 2026 Week 6
Expected W–L:: 4.3–1.7
Points per game, scored / allowed:: 25.7 / 17.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	2	2–0	34.5	8.0
Away	2	1–1	17.5	18.5
Neutral	2	1–1	25.0	25.5

113.8

110.1 / 3

103.8 / 9

4–2

+8.3

100.3 / 11

94.9 / 32

KCKansas City Chiefs

Rated games:: 5 · 2026 Week 6
Expected W–L:: 3.9–1.1
Points per game, scored / allowed:: 28.0 / 16.6
Remaining regular-season games:: 12

Split	G	W–L	PF/G	PA/G
Home	3	3–0	28.7	15.3
Away	2	2–0	27.0	18.5
Neutral	0	—	—	—

111.9

107.6 / 5

104.3 / 6

5–0

+11.4

93.7 / 30

101.5 / 6

SEASeattle Seahawks

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.7–2.3
Points per game, scored / allowed:: 24.7 / 20.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	2–1	24.0	21.7
Away	3	1–2	25.3	19.0
Neutral	0	—	—	—

109.2

97.6 / 18

111.6 / 2

3–3

+4.3

99.7 / 12

100.9 / 7

LALos Angeles Rams

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.9–3.1
Points per game, scored / allowed:: 22.5 / 23.0
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	1–2	26.0	20.3
Away	2	1–1	25.0	25.0
Neutral	1	0–1	7.0	27.0

108.8

104.5 / 9

104.3 / 7

2–4

-0.5

99.7 / 13

100.4 / 10

BUFBuffalo Bills

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.5–2.5
Points per game, scored / allowed:: 32.8 / 28.5
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	2–1	30.3	25.3
Away	3	3–0	35.3	31.7
Neutral	0	—	—	—

107.5

114.8 / 1

92.7 / 29

5–1

+4.3

101.6 / 7

100.1 / 13

NENew England Patriots

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.6–2.4
Points per game, scored / allowed:: 22.7 / 18.8
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	3–0	30.3	13.0
Away	3	1–2	15.0	24.7
Neutral	0	—	—	—

107.4

104.8 / 8

102.6 / 11

4–2

+3.8

102.4 / 5

99.6 / 17

HOUHouston Texans

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.0–3.0
Points per game, scored / allowed:: 24.0 / 23.8
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	0–3	22.3	30.0
Away	2	1–1	21.5	11.0
Neutral	1	1–0	34.0	31.0

106.9

100.3 / 14

106.7 / 3

2–4

+0.2

98.5 / 23

96.0 / 31

BALBaltimore Ravens

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.6–2.4
Points per game, scored / allowed:: 26.0 / 22.0
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	2	1–1	20.5	21.0
Away	3	2–1	27.0	19.7
Neutral	1	1–0	34.0	31.0

105.5

105.7 / 7

99.8 / 17

4–2

+4.0

92.2 / 32

100.8 / 8

CHIChicago Bears

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.8–2.2
Points per game, scored / allowed:: 25.0 / 19.8
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	2–1	17.7	9.3
Away	3	2–1	32.3	30.3
Neutral	0	—	—	—

105.3

104.2 / 10

101.1 / 13

4–2

+5.2

98.7 / 22

102.4 / 2

GBGreen Bay Packers

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.1–2.9
Points per game, scored / allowed:: 21.2 / 20.8
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	2–1	22.7	18.3
Away	3	2–1	19.7	23.3
Neutral	0	—	—	—

104.1

103.2 / 13

100.9 / 16

4–2

+0.3

98.4 / 24

102.3 / 3

MINMinnesota Vikings

Rated games:: 5 · 2026 Week 5
Expected W–L:: 3.9–1.1
Points per game, scored / allowed:: 21.8 / 12.8
Remaining regular-season games:: 12

Split	G	W–L	PF/G	PA/G
Home	2	2–0	27.0	16.0
Away	3	3–0	18.3	10.7
Neutral	0	—	—	—

103.7

90.6 / 29

113.1 / 1

5–0

+9.0

96.8 / 29

102.1 / 4

DETDetroit Lions

Rated games:: 5 · 2026 Week 5
Expected W–L:: 2.8–2.2
Points per game, scored / allowed:: 32.8 / 29.6
Remaining regular-season games:: 12

Split	G	W–L	PF/G	PA/G
Home	2	2–0	31.0	27.0
Away	3	1–2	34.0	31.3
Neutral	0	—	—	—

103.0

109.9 / 4

93.1 / 28

3–2

+3.2

97.0 / 28

99.0 / 22

DENDenver Broncos

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.7–3.3
Points per game, scored / allowed:: 19.0 / 20.8
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	3–0	22.3	17.7
Away	3	1–2	15.7	24.0
Neutral	0	—	—	—

102.5

97.2 / 20

105.3 / 4

4–2

-1.8

108.4 / 1

97.7 / 26

CARCarolina Panthers

Rated games:: 5 · 2026 Week 6
Expected W–L:: 3.0–2.0
Points per game, scored / allowed:: 29.2 / 24.6
Remaining regular-season games:: 12

Split	G	W–L	PF/G	PA/G
Home	2	1–1	34.5	42.5
Away	3	2–1	25.7	12.7
Neutral	0	—	—	—

102.0

103.6 / 11

98.4 / 20

3–2

+4.6

98.4 / 25

99.7 / 16

CINCincinnati Bengals

Rated games:: 5 · 2026 Week 5
Expected W–L:: 3.0–2.0
Points per game, scored / allowed:: 25.6 / 21.8
Remaining regular-season games:: 12

Split	G	W–L	PF/G	PA/G
Home	2	1–1	25.0	24.5
Away	3	2–1	26.0	20.0
Neutral	0	—	—	—

99.7

103.4 / 12

96.3 / 24

3–2

+3.8

100.6 / 9

97.4 / 29

ATLAtlanta Falcons

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.7–3.3
Points per game, scored / allowed:: 23.7 / 25.5
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	0–3	16.3	31.7
Away	3	2–1	31.0	19.3
Neutral	0	—	—	—

98.4

96.4 / 21

102.0 / 12

2–4

-1.8

101.0 / 8

100.5 / 9

PITPittsburgh Steelers

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.2–2.8
Points per game, scored / allowed:: 22.8 / 21.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	3–0	28.0	20.7
Away	3	1–2	17.7	22.0
Neutral	0	—	—	—

98.2

97.2 / 19

101.0 / 14

4–2

+1.5

98.8 / 20

99.4 / 19

TBTampa Bay Buccaneers

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.5–3.5
Points per game, scored / allowed:: 19.8 / 23.0
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	4	0–4	17.0	22.3
Away	2	1–1	25.5	24.5
Neutral	0	—	—	—

97.2

93.8 / 26

103.4 / 10

1–5

-3.2

98.7 / 21

99.6 / 18

INDIndianapolis Colts

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.5–3.5
Points per game, scored / allowed:: 24.0 / 27.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	1–2	20.7	28.0
Away	2	0–2	26.0	33.5
Neutral	1	1–0	30.0	13.0

95.6

98.9 / 15

96.7 / 23

2–4

-3.3

99.1 / 16

97.7 / 27

CLECleveland Browns

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.5–3.5
Points per game, scored / allowed:: 17.7 / 20.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	3–0	20.3	17.3
Away	3	1–2	15.0	23.3
Neutral	0	—	—	—

94.5

90.5 / 30

104.0 / 8

4–2

-2.7

101.7 / 6

96.3 / 30

NYJNew York Jets

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.7–3.3
Points per game, scored / allowed:: 18.7 / 20.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	2	1–1	17.0	16.0
Away	4	1–3	19.5	22.5
Neutral	0	—	—	—

93.4

93.9 / 25

99.6 / 18

2–4

-1.7

99.4 / 14

99.0 / 21

LVLas Vegas Raiders

Rated games:: 6 · 2026 Week 6
Expected W–L:: 3.0–3.0
Points per game, scored / allowed:: 27.0 / 27.0
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	1–2	28.0	25.3
Away	3	2–1	26.0	28.7
Neutral	0	—	—	—

92.4

94.6 / 23

97.9 / 21

3–3

0.0

99.3 / 15

100.3 / 11

DALDallas Cowboys

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.8–3.2
Points per game, scored / allowed:: 25.2 / 26.5
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	2	1–1	26.5	22.0
Away	3	1–2	22.3	27.0
Neutral	1	0–1	31.0	34.0

92.3

107.1 / 6

85.2 / 32

2–4

-1.3

99.0 / 17

98.0 / 25

ARIArizona Cardinals

Rated games:: 6 · 2026 Week 6
Expected W–L:: 1.8–4.2
Points per game, scored / allowed:: 21.0 / 29.7
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	2	0–2	14.0	38.0
Away	4	2–2	24.5	25.5
Neutral	0	—	—	—

91.5

97.7 / 17

93.8 / 26

2–4

-8.7

103.0 / 3

99.8 / 15

LACLos Angeles Chargers

Rated games:: 6 · 2026 Week 6
Expected W–L:: 1.4–4.6
Points per game, scored / allowed:: 15.0 / 25.2
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	0–3	15.0	25.0
Away	3	0–3	15.0	25.3
Neutral	0	—	—	—

91.2

86.5 / 32

104.7 / 5

0–6

-10.2

102.5 / 4

102.6 / 1

NONew Orleans Saints

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.4–3.6
Points per game, scored / allowed:: 25.3 / 29.7
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	0–3	21.3	34.3
Away	3	2–1	29.3	25.0
Neutral	0	—	—	—

90.7

93.6 / 27

97.1 / 22

2–4

-4.3

98.9 / 19

99.1 / 20

PHIPhiladelphia Eagles

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.1–3.9
Points per game, scored / allowed:: 17.7 / 22.8
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	1–2	19.3	23.7
Away	2	1–1	15.5	23.5
Neutral	1	0–1	17.0	19.0

90.7

92.0 / 28

98.7 / 19

2–4

-5.2

100.3 / 10

97.5 / 28

NYGNew York Giants

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.9–3.1
Points per game, scored / allowed:: 22.7 / 23.3
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	4	3–1	25.8	21.3
Away	2	0–1–1	16.5	27.5
Neutral	0	—	—	—

90.4

95.3 / 22

95.1 / 25

3–2–1

-0.7

92.5 / 31

100.2 / 12

WASWashington Commanders

Rated games:: 6 · 2026 Week 6
Expected W–L:: 2.1–3.9
Points per game, scored / allowed:: 22.0 / 28.7
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	2	1–0–1	30.0	29.0
Away	3	0–3	19.7	28.0
Neutral	1	0–1	13.0	30.0

90.1

98.3 / 16

91.8 / 31

1–4–1

-6.7

98.9 / 18

98.0 / 24

MIAMiami Dolphins

Rated games:: 5 · 2026 Week 5
Expected W–L:: 0.9–4.1
Points per game, scored / allowed:: 14.0 / 26.4
Remaining regular-season games:: 12

Split	G	W–L	PF/G	PA/G
Home	2	0–2	17.0	27.5
Away	3	0–3	12.0	25.7
Neutral	0	—	—	—

86.7

94.3 / 24

92.4 / 30

0–5

-12.4

104.6 / 2

101.5 / 5

TENTennessee Titans

Rated games:: 6 · 2026 Week 6
Expected W–L:: 1.6–4.4
Points per game, scored / allowed:: 14.0 / 21.5
Remaining regular-season games:: 11

Split	G	W–L	PF/G	PA/G
Home	3	0–3	11.0	24.3
Away	3	1–2	17.0	18.7
Neutral	0	—	—	—

81.9

88.6 / 31

93.3 / 27

1–5

-7.5

97.1 / 27

100.0 / 14

Rating versus closing line by week
Week	Games	Rating log loss	Market log loss	Lean record	Lean units
Week 3	16	0.668	0.699	9–7	+6.41 u
Week 4	16	0.585	0.625	8–8	+1.64 u
Week 5	14	0.648	0.648	5–9	-0.18 u
Week 6	14	0.716	0.730	6–8	+4.18 u

Pascal Rating vs the market · Week 7

Win probability from the market and the Pascal Rating. The market is the median no-vig moneyline across sportsbooks; after kickoff it is the closing line.

NE@CHI
Thu, Oct 22, 2026 · 8:15 PM EDT
Win probability by source
Source NE CHI
Market nowNo-vig consensus · 11 books 40.7%+136 59.3%-162
Pascal RatingCalibrated rating · -6.5 pp home vs market 47.1%fair +112 52.9%fair -112
PITvsNO
Sun, Oct 25, 2026 · 9:30 AM EDT
Win probability by source
Source PIT NO
Market nowNo-vig consensus · 11 books 61.9%-185 38.1%+150
Pascal RatingCalibrated rating · +3.6 pp home vs market 58.3%fair -140 41.7%fair +140
CIN@BAL
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source CIN BAL
Market nowNo-vig consensus · 11 books 42.6%+125 57.4%-150
Pascal RatingCalibrated rating · +4.0 pp home vs market 38.6%fair +159 61.4%fair -159
CLE@TEN
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source CLE TEN
Market nowNo-vig consensus · 11 books 53.5%-125 46.5%+107
Pascal RatingCalibrated rating · -5.2 pp home vs market 58.7%fair -142 41.3%fair +142
IND@MIN
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source IND MIN
Market nowNo-vig consensus · 11 books 29.7%+218 70.3%-290
Pascal RatingCalibrated rating · -6.4 pp home vs market 36.1%fair +177 63.9%fair -177
MIA@NYJ
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source MIA NYJ
Market nowNo-vig consensus · 11 books 32.8%+192 67.2%-235
Pascal RatingCalibrated rating · -4.8 pp home vs market 37.6%fair +166 62.4%fair -166
NYG@HOU
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source NYG HOU
Market nowNo-vig consensus · 11 books 20.8%+360 79.2%-475
Pascal RatingCalibrated rating · -6.9 pp home vs market 27.7%fair +260 72.3%fair -260
SF@ATL
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source SF ATL
Market nowNo-vig consensus · 8 books 61.8%-179 38.2%+151
Pascal RatingCalibrated rating · -1.6 pp home vs market 63.4%fair -173 36.6%fair +173
TB@CAR
Sun, Oct 25, 2026 · 1:00 PM EDT
Win probability by source
Source TB CAR
Market nowNo-vig consensus · 11 books 39.1%+141 60.9%-182
Pascal RatingCalibrated rating · -0.4 pp home vs market 39.6%fair +153 60.4%fair -153
DEN@ARI
Sun, Oct 25, 2026 · 4:05 PM EDT
Win probability by source
Source DEN ARI
Market nowNo-vig consensus · 11 books 66.4%-225 33.6%+185
Pascal RatingCalibrated rating · +9.5 pp home vs market 56.9%fair -132 43.1%fair +132
GB@DET
Sun, Oct 25, 2026 · 4:25 PM EDT
Win probability by source
Source GB DET
Market nowNo-vig consensus · 11 books 40.1%+140 59.9%-165
Pascal RatingCalibrated rating · -5.9 pp home vs market 46.0%fair +118 54.0%fair -118
LA@LV
Sun, Oct 25, 2026 · 4:25 PM EDT
Win probability by source
Source LA LV
Market nowNo-vig consensus · 11 books 65.2%-215 34.8%+175
Pascal RatingCalibrated rating · +2.5 pp home vs market 62.7%fair -168 37.3%fair +168
KC@SEA
Sun, Oct 25, 2026 · 8:20 PM EDT
Win probability by source
Source KC SEA
Market nowNo-vig consensus · 11 books 44.4%+115 55.6%-140
Pascal RatingCalibrated rating · -3.5 pp home vs market 47.9%fair +109 52.1%fair -109
DAL@PHI
Mon, Oct 26, 2026 · 8:15 PM EDT
Win probability by source
Source DAL PHI
Market nowNo-vig consensus · 10 books 65.9%-215 34.1%+183
Pascal RatingCalibrated rating · +19.3 pp home vs market 46.6%fair +115 53.4%fair -115

Source	NE	CHI
Market nowNo-vig consensus · 11 books	40.7%+136	59.3%-162
Pascal RatingCalibrated rating · -6.5 pp home vs market	47.1%fair +112	52.9%fair -112

Source	PIT	NO
Market nowNo-vig consensus · 11 books	61.9%-185	38.1%+150
Pascal RatingCalibrated rating · +3.6 pp home vs market	58.3%fair -140	41.7%fair +140

Source	CIN	BAL
Market nowNo-vig consensus · 11 books	42.6%+125	57.4%-150
Pascal RatingCalibrated rating · +4.0 pp home vs market	38.6%fair +159	61.4%fair -159

Source	CLE	TEN
Market nowNo-vig consensus · 11 books	53.5%-125	46.5%+107
Pascal RatingCalibrated rating · -5.2 pp home vs market	58.7%fair -142	41.3%fair +142

Source	IND	MIN
Market nowNo-vig consensus · 11 books	29.7%+218	70.3%-290
Pascal RatingCalibrated rating · -6.4 pp home vs market	36.1%fair +177	63.9%fair -177

Source	MIA	NYJ
Market nowNo-vig consensus · 11 books	32.8%+192	67.2%-235
Pascal RatingCalibrated rating · -4.8 pp home vs market	37.6%fair +166	62.4%fair -166

Source	NYG	HOU
Market nowNo-vig consensus · 11 books	20.8%+360	79.2%-475
Pascal RatingCalibrated rating · -6.9 pp home vs market	27.7%fair +260	72.3%fair -260

Source	SF	ATL
Market nowNo-vig consensus · 8 books	61.8%-179	38.2%+151
Pascal RatingCalibrated rating · -1.6 pp home vs market	63.4%fair -173	36.6%fair +173

Source	TB	CAR
Market nowNo-vig consensus · 11 books	39.1%+141	60.9%-182
Pascal RatingCalibrated rating · -0.4 pp home vs market	39.6%fair +153	60.4%fair -153

Source	DEN	ARI
Market nowNo-vig consensus · 11 books	66.4%-225	33.6%+185
Pascal RatingCalibrated rating · +9.5 pp home vs market	56.9%fair -132	43.1%fair +132

Source	GB	DET
Market nowNo-vig consensus · 11 books	40.1%+140	59.9%-165
Pascal RatingCalibrated rating · -5.9 pp home vs market	46.0%fair +118	54.0%fair -118

Source	LA	LV
Market nowNo-vig consensus · 11 books	65.2%-215	34.8%+175
Pascal RatingCalibrated rating · +2.5 pp home vs market	62.7%fair -168	37.3%fair +168

Source	KC	SEA
Market nowNo-vig consensus · 11 books	44.4%+115	55.6%-140
Pascal RatingCalibrated rating · -3.5 pp home vs market	47.9%fair +109	52.1%fair -109

Source	DAL	PHI
Market nowNo-vig consensus · 10 books	65.9%-215	34.1%+183
Pascal RatingCalibrated rating · +19.3 pp home vs market	46.6%fair +115	53.4%fair -115